The first edition of RESPA Roundup was released earlier today. It addresses top questions and concerns about RESPA, the GFE, and the HUD-1.

A point, which I found interesting, pertains to services on the GFE that the consumer did not use and therefore are not on HUD-1 Page 2.

"If the consumer did not purchase a service that was listed on the GFE (usually owner’s title) there should be nothing entered in that line on Page 2 of the HUD-1 and the estimate of the charge should not appear on the comparison chart on Page 3 of the HUD-1."